DREAMS FOR YOUR FAMILY

continue on with Life Insurance

 

Life insurance... another thing no one likes to talk about, but is super important to consider.  There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance

 

Term Insurance

This product is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. 

 

Permanent Insurance

This provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time. 

  

We're here to help!

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.  Think of it as protection for your family regardless of what may happen in life.  It's easy to put off, but such a relief to have.  Click the button below to find out more:


 

The best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional. Armstrong Fairway Insurance is here to help! Shoot us an email or give us a call at (760) 245-2561.

Casey Armstrong
President