Inventorying your Home Contents in the Event of a Claim Loss
With the wildfires our area has been facing over the last few weeks, it’s impossible not to think about the threat of a total loss of your home. We wanted to give you an idea of how to inventory your belongings should the need arise in which you file a claim, as well as provide you our own Home Inventory Checklist for you to use in your own home. Once you complete the checklist, you can email it directly to one of our agents to be added to your file, that way you never have to worry about losing it. Just remember, you want to keep this list up to date, so if you buy or sell items, update your checklist!
Here is a quick guideline to follow when making a Household Inventory:
It’s best to create a small log of what you have inside your home. A quick inventory allows you to easily pass that list/documents along to your adjuster in the event of a loss. You can snap photos of your personal belongings as well. Creating a list of all the important items you inside your home is just as helpful. Receipts, photos and any proof of your belongings that you have is extremely valuable to moving a claim along in the event of a loss.
Keeping a detailed home inventory is important, but can fall to the wayside and suddenly at the last minute, a loss is right on your doorstep. A quick run through of your home with a mobile phone and a few snapshots will allow you to inventory photos of things that are important to you. Your television, the new washer/dryer set you just purchased, the new purse you just bought last week, anything of value to you you’ll want to document.
We truly hope this is not an issue you will be facing, but understand that if it does happen to you, Armstrong Fairway will be with you every step of the way. Call our office at 760-245-2561 or email us your questions and an agent will reply promptly.
View Some of Our Other Articles to Help Manage Your Home and Homeowners Insurance:
Home Maintenance Checklist
The Apple Valley Fire Tax Affects Your Insurance and This is Why it Should Matter to You