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Home Insurance - Protect Your Biggest Investment
High Desert, Victorville, Apple Valley, Hesperia, Barstow, Adelanto and Throughout California


We help to protect one of your biggest investments. Not only with a fire policy but with a homeowner’s policy that will rebuild your home in the event of a fire and replace your contents in the event of a theft. We will also provide you with additional living expense if you are out of your home due to a fire, or represent you if you are sued because a person was hurt on your property.  For a quote on homeowner's insurance, click below:

 


homeowners insurance quote button

 

Questions to ask your agent:
 

As your Independent Agent, we would be an advocate for finding home insurance that meets your specific needs. Here are a few things to discuss with your agent that may help influence your decision:
 

-How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your home's features and the things you own so you can make an informed decision about coverage.)
 
-Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
 
-What discounts are available? (Ask about multi-policy, security system, and fire resistance discounts.)
 
-What's the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
 

Other Personal Lines Policies

We are an all-service agency! We do not stop at protecting your home or cars.  We have many lines of personal insurance to ensure you are covered.
 

Umbrella Insurance:  Often times an insured is not adequately insured in liability coverage with just their personal lines Home and Automobile policy.  An Umbrella policy will extend liability coverage over what the limits of your current policies will allow.
 

Renters Insurance: If you are renting and there is a fire and all of your stuff is destroyed...then what?  The home you are renting is broken in to and now you are left with thousands of dollars worth of property to replace.  Did you ever think of how much stuff you have in your junk drawer? Renters insurance is what you need ,and combined with your auto, it's worth every penny.
 

Condo Owners Insurance: Most condo owners think because the association has coverage then they don't need to be covered--and that is only partly true. What condo owners don't realize is if something happens in their unit (fire or theft) then they need to have their own coverage. The association does not cover their contents or loss of use. They also do not realize how very inexpensive it is to get coverage.
 

Earthquake Insurance: The truth is that if you live in California, a single earthquake can have a far greater effect than you could imagine on the future of your home. While external property damage might be minimal, broken water pipes, damaged structural supports, and foundation damage could end up costing tens of thousands of dollars without the proper coverage. Whether you are looking for a simple plan that offers repairs for damage or lost possessions, or a broad policy that will help you relocate after a major earthquake, we can create a plan that’s perfect for you.
 

Flood Insurance: Even an inch of water in your home could mean large repairs and costly renovations, so don’t get stuck with the bill when there’s a flood.
 

Watercraft/Boat Insurance:  We know what your nautical life entails, and when you discuss your options for coverage, you will see how you can get the most comprehensive protection for your watercraft without breaking the bank. There are a wide array of policy choices depending on your watercraft, and becoming fully insured on the water is one the smartest decisions you can make.
 

RV/Motorhome/Travel Trailer Insurance:  There is a special bond between RV owners and their vehicles, and besides being a financial investment, every RV is also a large time investment requiring proper service and maintenance between each road trip. When you are out on the open road in your recreational vehicle the only thing you should have to think about is the fun you are having and the trip ahead of you, not the possibility of an accident.
 

ATV/Off-Roading Insurance:  Getting the best insurance for your vehicle doesn't always mean your every day car or truck, especially when you like to spend time off the beaten path.  Often times people are not so worried about insuring their off roading vehicle but forget about the financial burden that can occur if you are injured by someone else off road.  These policies, much like your automobile policy, offer Uninsured/Under-insured coverage.  This will ensure you are covered if someone else injures you while you are enjoying your off roading adventure.
 

Motorcycle Insurance:  Every time you start up your chopper, sport bike, or touring motorcycle, you understand the excitement of getting on the open road, but the fact remains that each day is unpredictable, and having the proper motorcycle insurance could literally be a life saver. We know that each insurance plan should fit your lifestyle appropriately, and this is why we work closely with our providers to get you the most complete coverage at a price that you can work with.
 

Valuable Articles Insurance:  The most common type of property floater insurance is used in the case of a diamond ring or other personal jewelry items that might become misplaced while being worn in public. Many times a claim involves a lost stone (diamond or other) that came loose without the owner’s knowledge, and because the chances of recovering a diamond are very small, having the correct property floater insurance could mean full reimbursement. There are other items besides jewelry that can be insured as a property floater, such as:

-Silverware
-China/Crystal
-Firearms
-Personal computers
-Rare items
 

Antique/Collector Car Insurance:   Your Antique/Collector vehicle is as unique as you are.  We offer policies insured at agreed value, a guaranteed value coverage that does not depreciate.  We understand the amount of work, time, and money that are put in to these vehicles and will make sure they are insured to match.
 

Landlord Protection Insurance:  This will protect you and your spouse or domestic partner against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.
 

Why Armstrong-Fairway?
 
Why should you contact Armstrong Fairway Insurance for a quote?  Because we work for you, not the insurance companies.  We have access to over twenty carriers, ensuring you will have the most competitive rate possible with the company that fits you best.  There are never any hidden fees and we also do not charge broker fees for personal policies.
 

Our Agents are all Insurance specialists who love what they do and are here to help you in any way possible.  We look forward to speaking with you!


                                           

 
Nick Padilla
Personal Lines Account Manager
Nick@armstrong-fairway.com
 
Jennifer Brown
Personal Lines Account Manager
Jennifer@armstrong-fairway.com


 


Armstrong Fairway Insurance Agency. 17072 Silica Dr #103, Victorville, CA 92395. (760)245-2561

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