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Armstrong Fairway Insurance Agency Blog: homeowners

View the latest blog posts from Armstrong Fairway Insurance Agency.

Helpful Facts, Myths, and Tips About Flood Insurance El Nino, you don’t scare us!   1.     Flood insurance IS NOT covered by your standard homeowner’s policy.  Your homeowner’s policy would cover water damage from something like a leaky pipe, but not from threatened devastation of El Nino. READ MORE >>

  Awarded 33rd Assembly District's       "Small Business of the Year"                                 Sacramento, CA, June 10, 2015 - Armstrong Fairway Insurance Agency was selected as the 33rd Assembly District’s “Small Business of the Year” READ MORE >>

Insurance Mysteries Revealed: What Your Homeowners Policy Does (and Doesn’t) Cover Let’s say a meteorite hits your home. Unlikely, but it could happen. Once you make sure everyone is OK, you’re probably wondering about that big hole in your roof. Is the damage covered by your homeowners insurance? READ MORE >>

Dwelling Fire Or Homeowners Insurance - How To Determine The Right Type Of Policy     Determining if you need a dwelling fire policy or a homeowners insurance policy depends mainly on if you consider the home you want to insure as your primary residence. A primary residence is defined as a READ MORE >>

A common mistake made by landlords is not having the proper insurance to cover the rental property. The two types of insurance commonly used to insure a rental property are homeowner's insurance and landlord insurance. Although both policies provide coverage for the home, a landlord policy provides additional benefits not available from a homeowner's policy. READ MORE >>

You may already know that homeowners insurance doesn't cover flood damage or sewage backup (see Insurance Coverage for Summer Storm Damage). But what about things your policy covers, but might not cover sufficiently? Replacing your home. READ MORE >>

The season is slowly changing. Is your home ready for Fall? Here are 10 tips for preparing your home for this season: Each season your home goes through changes in temperatures, weather conditions, aging, and of course human abuse! READ MORE >>

Most Young Renters Remain Uninsured Although data from the U. S. Census  Bureau shows that citizens aged 24 to 34 are renting more than ever before (increasing by more than a million from 2006 to 2011), most millenials do not have renters’ insurance. READ MORE >>

Home Insurance companies today offer six standard sections of coverage. Knowing these coverage amounts will allow you to maximize the benefits you receive from having home insurance.   Coverage A on an insurance policy is the dwelling coverage amount. READ MORE >>

Homeowners Insurance   We know you have a busy life and that there are a hundred things you’d rather be doing than reading about homeowners insurance. That’s why we’ll keep this short and simple. We Understand the Demands of Owning a Home READ MORE >>

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